Richard A. Brooks and Paul L. Penland are registered financial consultants and members of the International Association of Registered Financial Consultants.
The Registered Financial Consultant (RFC) is a professional designation awarded by the International Association of Registered Financial Consultants to those financial advisors who can meet the high standards of education, experience and integrity that are required of all its members.
The IARFC is a non-profit professional credentialing organization of proven financial professionals formed to foster public confidence in the financial planning profession, to help financial advisors exchange planning techniques, and to give deserved recognition to those practicioners who are tryly committed to ethical standards and continuous professional education.
RFC EXAMINATION PROCESS
The comprehensive RFC examination covers a wide range of subject matter: Principles of Personal Finance, Debt and Cash Flow Management, Employee and Government Benefits, Annuities, Securities, Investments and Asset Allocation, Life, Health and Casualty Insurance, Education and Special Needs Funding, Estate Planning, Survivor Income Needs Analysis and Retirement Income.
RFC CONTINUING EDUCATION REQUIREMENTS
Each year the RFC must complete a minimum of 40 units (hours) of professional continuing education. This includes college courses, educational symposiums, credentialing courses, distance learning programs and practitioner conferences. Many RFCs are instructors at colleges and conferences.
HOW DOES THE IARFC MAINTAIN AND PUBLISH THE CREDIBILITY OF ITS MEMBERS?
The IARFC removes the designation from anyone who fials to maintain proficiency through substantial continuing education, or who betrays the public trust by failing to live up to its Code of Ethics or by haivng a professional license revoked or suspended for misconduct or any reason.
A Registered Financial Consultant has met the qualifications required to serve the public effectively, and moreover, is committed to essential professional, continuing education. You can’t delegate your job, career, civic or family responsibilities – but you can obtain qualified, professional financial advice and service.